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Initial Groundhog Day (Thursday, February 2) Exhibitors Urge Other Businesses to emerge from the Shadows at the upcoming Advertising and Business Expo sponsored by South Shore Ad Club.

Initial exhibitors at the upcoming South Shore Ad Club Groundhog Day Advertising and Business Expo are predicting an early Spring and urge other businesses to emerge from the shadows and bask in the warmth of potential new business.
As titled, the event will be held on Groundhog Day, Thursday, February 2, from 2 – 7 p.m. at the Holiday Inn, 929 Hingham Street (Route 228), Rockland. The free event is focused on helping connect regional businesses with advertising and business resources.
Initial exhibitors include ACTSmart Video, ACTSmart IT Services, American Express, Beaulieu Design, Cape Cod & Plymouth Business, CMG, Marshfield Chamber of Commerce, Media Crawler, New England Burial at Sea, Norwell Chamber of Commerce, Owens Corning, Patch.com, Peterson Graphics, Plymouth Chamber of Commerce, PR Works, South Shore Networking Professionals, and WATD-FM.
The expo’s exhibit hall – featuring advertising service providers and other business services – will be open from 2 – 7 p.m. More than 50 exhibitors will share the latest in advertising/marketing tools and techniques. A cocktail and networking reception will be held from 5 – 7 p.m. and feature free, light appetizers and a cash bar.

Exhibit/booth space is limited to the first 50 respondents. Exhibitor fee is $99 for South Shore Ad Club members and $125 for non-members. Exhibitors will be provided with a six-foot banquet table, wireless Internet access and table skirts. Electrical outlet is an additional $10.

About The South Shore Ad Club
The South Shore Ad Club is a non-profit organization committed to the personal and professional development of communications professionals located south of Boston. It’s the club’s mission to improve, strengthen and advance career goals through learning and networking opportunities; and to serve as a resource for local and Boston-area businesses requiring marketing, advertising, public relations and/or communications services.

To reserve booth space, contact Steve Dubin, SDubin@PRWorkZone.com, (781) 582-1061, or visit www.SouthShoreAdClub.com.

Initial Groundhog Day (Thursday, February 2) Exhibitors Urge Other Businesses to emerge from the Shadows at the upcoming Advertising and Business Expo sponsored by South Shore Ad Club.Read More

Marshfield’s FIVE STAR Wealth Manager John Topham Advises on High Tech Gadget Tax Deductions

Most employees who receive a W-2 assume that they are not eligible for any further tax deductions. There are actually a number of “high tech” deductions, such as cell phones, internet service, laptops, software and more that can be claimed by individuals who use these items for business.

John Topham, CPA, founding partner of Damon, Topham & Company, tax specialists and 2011 FIVE STAR Wealth Managers based in Marshfield, MA, shares his insight on high tech deductions of items an individual uses for business, but that are NOT supplied by his/her employer.

According to Topham, “To be deductible, these must be ordinary and necessary and paid or incurred in carrying out required employment activities/duties. Key deductions would be auto and travel, meals and entertainment and miscellaneous employee business expenses. Miscellaneous employee business expenses would include these high tech items.”

Topham advises taxpayers on these key deductions:

High tech gadgets are considered Miscellaneous Employee Business Expenses. Employee Business Expenses are reported on Form 2106 and are subject to a 2 percent AGI limitation. Meaning that, if your AGI is $100,000, the limit or floor is $2,000. You would need $2,001 in expenses to deduct $1 in expense.

High tech expenses can be classified into to three categories and must be ordinary and necessary business expenses:
Tangible items: Computers, laptops, smart phones, printers and modems, routers, external hard drives, Bluetooth devices, etc.
Software items: Business applications, industry-specific software, Microsoft Office, QuickBooks, Adobe, etc.
Service and or access fees: Typically the monthly charge for some type of connectivity, data plans, internet fees, on-line back-up services, on-line identity protection.
Documentation is key. When purchasing high tech gadgets, documentation is key. Be sure to keep receipts, canceled checks, invoices and other documentation.
Record-keeping of usage is necessary with high tech gadgets. These are employee business expenses which fall under the IRS contemporaneous records requirement. This means a log of activity including date, business purpose or task, and time/hours. The business use is calculated from the log which records the above. An example would be 1,200 hours of total computer usage during the year with 400 of those hours business related. One third of the related expenses would be deductible that year. If the expense is clearly business-related, such as industry-specific, a log is not necessary.

Topham noted, “Stay within the limitations as outlined above, keep your receipts and track your business usage of high tech items. Be wary of trying to deduct clearly personal expenses, such as gaming systems, televisions, etc. as it will increase your risk of tax audit.”

About Damon, Topham & Company
Damon, Topham & Company, LLC, are Certified Public Accountants and Business Development Advisors. Damon, Topham & Company has been named a 2011 FIVE STAR Wealth Manager and is part of that elite group which represents less than 3 percent of the wealth managers in the Boston area.

Utilize the “Damon, Topham Advantage”- go beyond the traditional services of auditing, accounting and taxation. Damon, Topham & Company provides business valuation, estate, individual and corporate tax planning and savings, financial planning, consulting and financing solutions. A full service multi-disciplined firm, Damon, Topham & Company has been serving the South Shore for over 20 years. Damon, Topham & Company, LLC, is located just off Route 139, 475 School St., Suite 8, Marshfield, MA. For more information, please visit the company’s website at www.damtopcpa.com.

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Take Stock of Aging Parents’ Health – Right At Home Offers 5-Minute Online Assessment Tool

Libet Callahan, RN, BSN, president
The holiday visits are behind us and now it’s time to review and take stock. Those of us with aging parents should heed the signs that indicate that an aging loved one may be declining, jeopardizing their safety and well-being at home. With offices in Rockland and Plymouth, Right at Home of the South Shore has launched a free, 5-Minute Online Care Assessment tool.

“There are a number of visual clues indicating a decline in health or independence that you should pay attention to,” explained Libet Callahan, RN, BSN, president of the South Shore based office of Right at Home, providers of non-medical in-home care services to seniors and disabled adults.

Callahan lists the 10 signs to watch for in your aging loved one that are cause for concern:

1.Weight loss
2.Not maintaining his/her personal appearance and hygiene
3.Not remembering when to take medication and not knowing what condition each medication is treating
4.Not eating nutritious meals or not eating at all
5.Food in the refrigerator or on the shelves that is past its expiration date or molding
6.Not maintaining the home by doing chores such as cleaning bathrooms, washing floors or regular vacuuming
7.Not paying bills – unpaid or unopened piles of bills are a red flag
8.Not taking proper care of a pet
9.Avoiding or having difficulty ascending/descending steps
10.Limiting contact with or lacking an interest in the outside world

According to Callahan, “If you believe that your loved one may be having difficulty, you need to address it with your loved one and other close family members. Your aging loved one may be in need of a number of services – from companionship to personal care and homemaking.”

If your aging loved one is showing one or more of these signs, take the Right At Home 5-Minute Online Care Assessment. Visit http://www.rightathome.net/southshore/.

Single-service care options such as meals-on-wheels or an adult daycare may be enough. But, oftentimes a multi-service provider such as Right At Home is needed to provide the companion, homemaker and personal care services that enable seniors and those with disabilities to remain in the comfort of their home for as long as possible.

For questions or more information, contact Right At Home at 781-681-3545.

About Right At Home
Right at Home provides non-medical in-home care services to seniors and disabled adults throughout the South Shore. Right At Home is among the first in the state to earn Accreditation from the Home Care Alliance of Massachusetts. As a private-pay home care agency, Right At Home can provide services in settings other than the home, such as in assisted living facilities, continuing care retirement facilities, skilled nursing facilities, nursing homes, rehabilitation centers and hospitals.

Right at Home provides care services of companionship, homemaking, physical assistance, hygiene and wellness. In addition, Right At Home accommodates clients in special care situations providing home care for Alzheimer’s and other dementia, osteoarthritis, hypertension/stroke, diabetes, heart disease, neuromuscular diseases and disorders, cancer recovery, hospice/palliative care support, mental health, traumatic brain injury and paraplegia/quadriplegia. All Right At Home caregivers are fully insured and bonded, must pass a vigorous background check, complete a training program and pass a competency test before being placed with a client.

The company serves the following areas: Abington, Braintree, Bridgewater, Brockton (East Side), Carver, Cohasset, Duxbury, East Bridgewater, Halifax, Hanover, Hanson, Hingham, Holbrook, Hull, Kingston, Marshfield, Middleboro, Milton, Norwell, Pembroke, Plymouth, Plympton, Randolph, Rockland, Scituate, Wareham, Weymouth and Whitman. Right at Home has offices located at 800 Hingham Street, in Rockland, MA and 38 Resnik Road in Plymouth, MA. For more information contact 866-681-3545 or visit the website at http://www.rightathome.net/southshore/.

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Old Colony Elder Services Appoints Kathleen Ward as Caregiver Advisor

Kathleen Ward, LPN has recently been appointed as Caregiver Advisor at Old Colony Elder Services (OCES), the Brockton based regional elder services agency serving seniors, their families and caregivers throughout greater Brockton and Plymouth county.

In her new position as Caregiver Advisor in the Family Caregiver Support Program at OCES, Ms. Ward will conduct home visits with elders and their caregivers to assess caregivers’ support needs. She will provide one-on-one counseling and offer guidance should any additional resources be required, thereby ensuring that caregivers are taking care of themselves as well as elders.

Ms. Ward is a Licensed Practical Nurse and holds a Bachelor of Science in Human Services and Counseling Psychology from Lesley University in Cambridge, MA. She has more than 20 years of nursing experience. Most recently, she worked as a per diem nurse at The Cedars, an assisted living community in North Dartmouth. She has also served as a private hospice nurse. Prior to that, she was an operating room and surgical nurse at Morton Hospital in Taunton, MA for 15 years.

Ms. Ward is a past recipient of the “Tutor of the Year” award presented by the Taunton Literacy Council, where she was recognized for her volunteer work in the literacy program. She is a resident of Taunton.

About OCES
Incorporated in 1974, Old Colony Elder Services is a private, non-profit corporation designated as one of 27 Aging Services Access Points (ASAPs) in the Commonwealth of Massachusetts. OCES offers a number of programs to serve seniors, individuals with disabilities, their families and caregivers such as Family Caregiver Support; Adult Family Care; Supportive Housing; Nutrition; Money Management; Protective Services and Home Care.

OCES serves elders, their families and caregivers in 23 towns in Southeastern Massachusetts:

Abington, Avon, Bridgewater, Brockton, Carver, Duxbury, East Bridgewater, Easton, Halifax, Hanover, Hanson, Kingston, Lakeville, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Rockland, Stoughton, Wareham, West Bridgewater and Whitman.

The organization’s mission is to provide services that support the dignity and independence of elders by helping them maximize their quality of life; live safely and in good health; and, prevent unnecessary or premature institutionalization.

The agency has 157 employees. For more information call (508) 584-1561 or visit the website at www.oldcolonyelderservices.org

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Old Colony Elder Services Employees Hold Canned Food Drive for The Charity Guild

OCES staff hold food drive for The Charity Guild

This holiday season, the staff at Old Colony Elder Services (OCES), the Brockton based regional elder services agency serving seniors, their families and caregivers throughout greater Brockton and Plymouth county, has gone above and beyond to help those in need. The agency collected several large boxes of canned food donations from their staff during their Holiday Party held last week.

The canned food drive donations were delivered to The Charity Guild food pantry and thrift shop located on Main Street in Brockton.

For more information about The Charity Guild, visit their website at thecharityguild.org.

About OCES
Incorporated in 1974, Old Colony Elder Services is a private, non-profit corporation designated as one of 27 Aging Services Access Points (ASAPs) in the Commonwealth of Massachusetts. OCES offers a number of programs to serve seniors, individuals with disabilities, their families and caregivers such as Family Caregiver Support; Adult Family Care; Supportive Housing; Nutrition; Money Management; Protective Services and Home Care.

OCES serves elders, their families and caregivers in 23 towns in Southeastern Massachusetts:

Abington, Avon, Bridgewater, Brockton, Carver, Duxbury, East Bridgewater, Easton, Halifax, Hanover, Hanson, Kingston, Lakeville, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Rockland, Stoughton, Wareham, West Bridgewater and Whitman.

The organization’s mission is to provide services that support the dignity and independence of elders by helping them maximize their quality of life; live safely and in good health; and, prevent unnecessary or premature institutionalization.

The agency has 157 employees. For more information call (508) 584-1561 or visit the website at www.oldcolonyelderservices.org

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Dental Insurance 101. What you don’t know could you hurt you and your wallet.

reviewing policySOUTH WEYMOUTH, MA

When it comes to dental insurance, most people want it and are glad to have it. When it’s time to actually use the insurance on something other than a routine cleaning–like an unexpected filling, a chipped tooth there or worse, a root canal or crown—it’s a little too late. Doing a little research into your insurance benefit before you really need is a wise move as the out-of-pocket costs resulting from not having a good plan or understanding what your particular plan covers can really add up.

“Most dental plans cover basic examinations and cleanings, but some plans may not cover things you might assume to be routine,” said Dr. Richard Wolfert, DMD, who conducts his dental practice at 1121 Main Street in South Weymouth. “That’s why the expertise of the staff and communication with the insurance company is so vital. I’ve found that most misunderstandings with patients are the result of the patient’s belief that their insurance will or should pay for more than it will.”

Most dental insurance companies classify dental procedures in three categories:

  • Preventative – This typically includes routine cleanings and examinations as preventative dental care, however, X-rays, sealants and fluoride can be deemed as preventative or basic, depending upon the specific insurance carrier.
  • Basic or Restorative – This usually consists of fillings and simple extractions. Root canals can be considered basic or major depending on the plan (the majority of dental plans list root canals as basic).
  • Major – Usually includes crowns, bridges, dentures, partials, surgical extractions and dental implants. But not always.

While preventative and basic procedures are fairly straightforward, some dental plans do have some requirements, like “waiting periods” for major work. For example, if you need a crown and the policy has a 12-month or longer waiting period, you WILL NOT receive reimbursement for that procedure until you’ve been enrolled in the plan for at least one year. That means, if you decide to move ahead on getting that procedure done before the waiting period has been met, you will be responsible for the entire cost.

Some additional fine print to be on the lookout for: “missing tooth” clauses or a “replacement” clause. Many plans include at least one of these clauses, but most have both.

A missing tooth clause allows the insurance company not to pay for the replacement of a tooth that was missing before the policy was in effect. A replacement clause is similar. The insurance company won’t reimburse you for such procedures as crowns, dentures, partials or bridges until a specified time limit has passed. That time period could be five to 10 years.

“Another critical thing to know about your plan is the maximum amount of annual coverage you’re allowed. Typically it’s around $1500 but many plans have a deductible that needs to be met before the benefit is allowed to be paid out,” said Wolfert. “Sometimes, in order to take advantage of your dental benefit, you need to play the insurance ‘game’. If you know you need a certain procedure that’s going to be particularly expensive you can plan to do a part of the procedure at the end of one year, taking advantage of that maximum, and then finish the procedure the next year when you have more benefit at your disposal.”

Added Wolfert, “This does not work with all procedures because you may not be able to split the work into two or three phases, but some may.”

Dr. Wolfert’s practice, Smiles by the Toothboss, is located at 1121 Main Street in South Weymouth, Massachusetts, and accepts most insurance plans. They also accept payment from most PPO and indemnity plans, including Blue Cross/Blue Shield and Delta Dental.   

For more information on Smiles by the Toothboss, visit Dr. Wolfert’s website at www.toothboss.com or call 781-335-0604 to schedule a consultation.

About Smiles by the Toothboss

Smiles by the Toothboss offers: comprehensive examinations (written treatment and treatment plan provided); cosmetics; crowns, bridges and tooth-colored restorations; partial and full dentures; periodontics (early cases treated); oral surgery; restoration of conventional and small diameter implants; and emergency services (24-hour emergency phone number available).

Smiles by the Toothboss accepts most insurance plans. They also accept payment from most PPO and indemnity plans, including Blue Cross/Blue Shield and Delta Dental. They also accept all major credit cards and have arranged payment plans through CareCredit.

To schedule an initial consultation, please call 781-335-0604. For more information, visit www.toothboss.com.

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ARC of Greater Plymouth’s Holiday Party a Great Success

More than 60 families attended the recent Children’s Holiday Party for members of ARC of Greater Plymouth. The event, which was sponsored by Damon, Topham & Company, the CPA firm and 2011 FIVE STAR Wealth Managers based in Marshfield, was held at the Tavern on the Green in Marshfield.

This is the 12th consecutive year that Damon, Topham & Company has sponsored this fun-filled event for children nine years of age, their siblings and parents/caregivers.

The children enjoyed a wonderful meal and gifts presented to them by Santa. Jon Manning from the Marshfield Kiwanis club volunteered as Santa for the evening. After dinner, Ryan Racette, otherwise known as “Big Ryan”, a local Plymouth storyteller, entertained the children with his charming dog puppets, songs and dances. For the third consecutive year, Borders book store in Kingston donated books to be given to the children as well.

According to Jill O’Reilly, Community Support Coordinator at ARC, “The ARC party is a safe environment for the children and a setting where they can be themselves. We heard parents comment on how this year’s party was one of the best ones we’ve held.”

“The holiday season reminds us to be grateful for what we have and to share that bounty,” noted John Topham, co-founder of Damon, Topham & Company, LLC. He added, “Once again we are working with the ARC of Greater Plymouth to brighten the lives of children.”

Founded in 1966, the ARC of Greater Plymouth is a private, non-profit membership organization for people with mental retardation and related developmental disabilities and their families. The organization serves Carver, Duxbury, Halifax, Hanover, Hanson, Kingston, Marshfield, Pembroke, Plympton and Plymouth. For more information, visit their website at www.thearcofgp.com or contact 508-732-9292.

About Damon, Topham & Company

Damon, Topham & Company, LLC, are Certified Public Accountants and Business Development Advisors. Damon, Topham & Company has been named a 2011 FIVE STAR Wealth Manager, as published in Boston Magazine, part of that elite group which represents less than 3 percent of the wealth managers in the Boston area.

Utilize the “Damon, Topham Advantage”- go beyond the traditional services of auditing, accounting and taxation. Damon, Topham & Company provides business valuation, estate, individual and corporate tax planning and savings, financial planning, consulting and financing solutions. A full service multi-disciplined firm, Damon, Topham & Company has been serving the South Shore for over 20 years. Damon, Topham & Company, LLC, is located just off Route 139, 475 School St., Suite 8, Marshfield, MA. For more information, please visit the company’s website at www.damtopcpa.com.

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New Year, New Resolution for Hiring Managers: Improve Interview Techniques to Reduce Cost

Job interviews can be stressful on new hire candidates, but they also put pressure on the hiring manager. The cost of making a “bad hire” decision incurs the obvious expenses of salary and benefits, but there are also hidden costs. Time invested in training and lost time in finding the right candidate (which can takes months) cannot be recouped.

HR Knowledge, Inc. a leading human resources Business Process Outsourcer (BPO) serving emerging to mid-sized companies throughout the East Coast with offices in Mansfield and Waltham, share their “Top 5 Tips for Successful Interview” techniques.

Many Human Resource Managers begin with the resumé and ask questions to determine what the skill set may have been for jobs listed on the resumé. Carefully listening to the answers may indicate a situation where the candidate has inflated the resumé or listed positions in the background that have been glamorized. Asking closed ended questions that have yes or no responses may not ferret these errors out, and it may not be assumed that these omissions will be picked up in a background check.

There are some simple, logical tips that can be used during a job interview to discern the credibility of the candidate. Here are the Top 5:

1. Ask open ended questions. Follow up with questions that will shed light on areas where there may be inconsistencies.

2. Look for eye contact. When applicants stretch the truth, they typically break eye contact or look away.

3. Nervous twitches or tics may give away the false answers. Switching crossed legs, leg shaking, toe tapping, finger drumming… are all indications that the candidate is uncomfortable. Looking into this discomfort may reveal areas of potential deception.

4. Evaluate the candidate’s handshake. It may seem trivial, but a firm and direct handshake are important. A limp or moist handshake are giveaways that the candidate may be insecure with their presentation to you.

5. Obvious factors such as chewing gum or inappropriate attire during an interview are tip-offs that the candidate does not take the position seriously. Unless you want to have ongoing problems with lateness or unprofessional representation, you may want to skip these candidates.

According to Jeff Garr, CEO of HR Knowledge, “Searching for great employees is more than evaluating the resumé. Hiring the right person is important for the morale of the existing employees as well. The old adage “you are known for the company you keep” extends to the workplace. As each new hire represents your company, it’s important to assess them on the basis of their skills, but also how they will fit into your corporate culture and ultimately, how they will represent your company and your brand.”
For more information about compensation, HR and or benefits contact Jeff Garr, CEO at HR Knowledge or 508-339-1300.
About HR Knowledge, Inc.
HR Knowledge, Inc. is a leading Business Process Outsourcer (BPO) serving emerging to mid-sized companies throughout the East Coast. HR Knowledge has the experience and technology to efficiently provide best-in-class integrated HR services at an affordable cost to clients.

HR Knowledge’s leaders have more than 100 years of combined experience and provide expert guidance in Human Resource management, Group Benefits Brokerage, Payroll Processing & Managed Services, Financial Services and Recruiting and Hiring Process Management (HPM).
Through their comprehensive Human Resource Services, HR Knowledge helps organizations minimize operational risks, reduce administrative costs and better serve their people.

HR Knowledge has been recognized as a Gold Level Broker by Harvard Pilgrim Healthcare. The company is headquartered at 905B South Main Street, Suite 203 in Mansfield and their second office is located at 890 Winter Street, Suite 208 in Waltham, MA. For more information, contact (508) 339-1300 or visit their website at www.hrknowledge.com

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South Shore Skin Center and Spa Raises $15K for skin cancer prevention non-profit

CMPF Board and South Shore Skin Center Dermatologist Richard Eisen, M.D.
More than 75 attended the recent “Sunbeams and Snowflakes” Day of Beauty and Open House fundraiser held last week at South Shore Skin Center and Spa in Plymouth to benefit the Children’s Melanoma Prevention Foundation (CMPF).

A total of $15,000 was raised for CMPF. South Shore Skin Center and Spa personnel generously donated their services for the event. Funds were raised from aesthetic treatments, product sales, a silent auction, raffles and individual donations. The funds will support CMPF’s innovative school-based program, “SunAWARE”, which is delivered free of charge to children from kindergarten through twelfth grade in Massachusetts schools.

Representatives from CMPF were on hand throughout the day to provide information about the foundation’s mission and program to protect children from skin cancer. Guests were able to shop for luxurious holiday Spa gifts and take advantage of amazing “deals” through the silent auction. Raffle prizes were also awarded.

“We had a terrific turnout. We’re so grateful for the generous support of everyone who attended and the providers at South Shore Skin Center and Spa,” noted Maryellen Maguire-Eisen, RN, MSN, Director of CMPF. “The funds raised are essential to the growth and continuity of our foundation’s SunAWARE educational program.”

About the Children’s Melanoma Prevention Foundation
Established in Hingham in 2003, the CMPF is a non-profit educational foundation that is dedicated to teaching children and their caretakers safe and proven methods of sun protection and skin cancer prevention. CMPF delivers a comprehensive sun safety and melanoma awareness program, free of charge, to children in elementary and secondary schools in Massachusetts.

About South Shore Skin Center and Spa
South Shore Skin Center and Spa is one of Massachusetts’ most progressive dermatology practices offering a wide range of medical, surgical and cosmetic services. South Shore Skin Center and Spa is a 2011 Best of South Shore Living Winner.

Founded in 1984, South Shore Skin Center and Spa is a unique team of physicians, physician assistants, nurses, medical assistants, surgical assistants, and licensed aestheticians who are all specialists in dermatology and share a passion for excellence and a commitment to providing the highest level of care to both children and adults in the greater Boston area. In addition to the medical dermatology office and Mohs Surgical Unit for skin cancer, South Shore Skin Center and Spa offers cosmetic dermatology treatments for wrinkles, age spots, acne scarring, birthmarks, hair removal, tattoos and more using the Fraxel re:store DUAL and Fraxel re:pair lasers, ePrime, Candela VBeam, Gentlelase, Gentle YAG, and Alex lasers. The practice also offers therapeutic massage and a full range of affordable anti-aging services including Botox, Restylane, Perlane, Juvederm and other wrinkle fillers; volumizers such as Radiesse and Sculptra; Thermage; microdermabrasion; medical grade facials, micropeels and chemical peels.

South Shore Skin Center and Spa is located at One Scobee Circle, Unit 3, in Plymouth, Mass. (508) 747-0711 and at 223 Chief Justice Cushing Highway, Suite 202, in Cohasset, Mass. (781) 383-3340. For more information, visit the website at www.southshoreskincenter.com.

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