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Rent to Own Division expands and reawakens the American dream of home ownership.

More than 82 percent of Americans do not qualify for a conventional mortgage.  Life events such as bankruptcy, insurmountable medical bills, divorce and career changes can be major roadblocks.

 

Pre-Property Solutions, based in both Newport, RI and Northboro, MA, has expanded its “Rent to Own” division that offers an alternative. The enhanced program helps home seekers with poor credit, no credit and/or a limited amount to invest.

 

Pre-Property Solutions are not loan brokers, bankers, real estate agents or selling homes for someone else.  The company are the owners or have a legal equitable interest in the property.

 

Chris Prefontaine, Managing Director of Pre-Property Solutions and a 24 year veteran in the real estate industry, notes, “We offer an avenue to home ownership that most are not familiar with. This is a solid, proven, step by step process to help Massachusetts and Rhode Island residents achieve their home ownership dream.  We have helped dozens of families achieve home ownership and we are anxious to assist others.”

 

The “rent to own” program is straight-forward. The buyer deposits 3 to 10 percent of the home’s market value price.  Pre-Property Solutions then connects the buyer to a third party credit repair consultant who works with the buyer to repair their credit situation.  Typically, the buyer is able to qualify for a conventional mortgage within 9 months to 5 years.

 

During the credit repair process, often times a portion of the rent payment is applied towards the purchase of the home.

 

The rent to own program hinges on the fact that Pre-Property Solutions is a private real estate investor who buys and sells houses. All properties are either owned by Pre Holdings or the company has a purchase contract and/or option with the owner of the property, which Pre Holdings may assign to third parties or retains. Pre Holdings is not a real estate brokerage and does not provide realtor services to the public, or to any of the parties to which it has contractual relationships.

 

The company works with sellers who are flexible on price and terms, or who may be stuck with over leveraged homes and behind on mortgages. Some sellers are in no hurry and just want top dollar and happily work with their terms.

 

Pre-Property Solutions in some instances even pays cash for the home and can close in about a week if that best suits all parties.  The goal is to create a win-win purchase that is good for everyone.

 

Pre-Property Solutions donates $100 of every home sale to the Franciscan Hospital for Children in Boston in the name of Nick Prefontaine, the son of Chris Prefontaine, who continues to benefit from their great work and who works in the business with Chris.

 

Pre-Property Solutions are members of the Newport County Chamber of Commerce and Better Business Bureau.  The company maintains an A+ rating with the Better Business Bureau.

 

​Pre-Property Solutions maintains two offices, one at 580 Thames Street, Newport, RI and another at 360 Church Street, Suite 230, Northboro​, MA.

For more information about the Pre-Property Solutions and the “Rent to Own” program, call 855 667 7336 or visit www.prepropertysolutions.com.Chris Prefontaine and White board

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South Coast Improvement, Co. completes Cedar Dell renovation in Dartmouth, MA

The Residence at Cedar Dell, Dartmouth, MA
The Residence at Cedar Dell, Dartmouth, MA

DARTMOUTH, MA and MARION, MA…

South Coast Improvement Company (SCI), a design-build general contractor serving New England and the Mid-Atlantic states, recently finished a restoration project at The Residence at Cedar Dell, an independent, assisted and memory care living home at 628 Old Westport Road in Dartmouth, Massachusetts.

The $700,000 renovation featured improvements to resident units, common areas (seating areas, library and gym), corridors, a new exterior walkway and a new elevator. The project also included apartment buildouts, fresh paint, new carpeting in multiple units, offices and common areas, and the installation of a number of other new amenities throughout the facilities (rails, cabinets, ceiling lights, handicap shower benches, etc.

“You always want a great finished product, but the real key to a project like this is to keep disruption to residents and the daily operations to a minimum. With this project, I feel pretty confident we succeed on both counts,” said Tom Quinlan, president of South Coast Improvement.

Work began on the Residence at Cedar Dell on November 1 and was completed on time and under budget. For more information on The Residence at Cedar Dell, visit http://residencecedar.com/.

Based in Marion, Mass., South Coast Improvement Co is a recognized leader in providing building and renovation services to a client base of senior living, healthcare, institutional and retail clients. For more information, please call 508-748-6545 or visit www.southcoastimprovement.com.

About South Coast Improvement Company

South Coast Improvement offers a range of design, construction and management services across a variety of sectors—interiors as well as exteriors—including office buildings, health care facilities, educational institutions, commercial properties, assisted living facilities, and residential communities.  South Coast Improvement’s services include: Preconstruction analysis; Construction management; General contracting; Design/build services;  Capital improvement; Building envelope improvements; and Interior renovations.

For more information, visit www.southcoastimprovement.com or call 508-748-6545.

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Emerson Bearing Boston Promotes Mike Quinn to Marketing Specialist

Emerson Bearing Boston, a bearing company catering to OEM (Original Equipment Manufacturers) and MRO (Maintenance, Repair and Operations) markets around the world, has promoted Mike Quinn, a Brighton resident, to Marketing Specialist.

Quinn has been a key member of the Emerson Bearing Boston team for more than two years and has recently been promoted from Inside Sales Representative to Marketing Specialist. Dedicated to accommodating the unique bearing needs of industry customers, Quinn will oversee accounts in the electric motor repair, commercial laundry, microbrewery, water and wastewater management industries. His responsibilities will include managing accounts, product recommendations, pricing, purchasing marketing and some light engineering.

Bearing Failure Analysis

As part of their customer care, Emerson Bearing Boston offers the unique service of “Bearing Failure Analysis” which helps them determine the cause of bearing failure so that they may prevent future failure and predict reliability.  Or, if clients desire to do so, they can utilize the Bearing Failure Analysis program within the Technical Toolbox on the Emerson Bearing website.

To contact Mike Quinn regarding the industries he serves, call 800-225-4587.

About Emerson Bearing Boston

Founded in 1957, Emerson Bearing Boston specializes in bearings for OEM and MRO markets throughout the world. The company provides solutions to a variety of industries including: aggregate, concrete, mining, machine tools, electric motor repair, marine, material handling, metal processing, packaging, food processing, paper converting, printing, wind/power generation, recreation, heavy construction, robotics, automation, transportation, wood products, wastewater treatment, pump, compressor and oil field.

Emerson Bearing Boston offers customers a one-stop shopping experience. With an online product catalog with over three million bearings – ranging in size from 3mm to tunnel-boring 15-foot-diameter giants; a vast inventory of bearings; worldwide sourcing; a fixed price program; a knowledgeable staff; same day shipping and 24/7 service, Emerson Bearing Boston has become a leading provider of bearings in the U.S.   They are the sister company of Action Bearing and maintain headquarters at 201 Brighton Ave. Boston, MA. For more information, visit www.emersonbearing.com or call 800-225-4587.

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There’s no place like ‘away from home’ for self-employed deductions

Paul Dion CPA
Paul Dion CPA

MILLBURY, MA and NEWPORT, RI…

It’s never been easier for small business owners and self-employed individuals to work remotely. Yet the benefits from working at home extend beyond a very, very short commute. There are also tax deductions that can make working from home beneficial even when you’re not there.

“Tax law allows you to deduct two types of travel expenses related to your business, local and what the IRS calls “away from home,” said Paul Dion, owner of Paul Dion, CPA in Millbury, MA and Newport, RI. “You can deduct local transportation expenses incurred for business purposes such as the cost of getting from one location to another via public transportation, rental car, or your own automobile. Meals and incidentals are not deductible as travel expenses, but you can deduct meals as an entertainment expense as long as certain conditions are met.”

Self-employed and small business owners can deduct one-half of the cost of meals (50 percent) and all of the expenses of lodging incurred while traveling away from home. The IRS also allows you to deduct 100 percent of your transportation expenses–as long as business is the primary reason for your trip.

“Many self-employed people don’t take advantage of many of these deductions. For example, deducting 50 percent of a meal they were going to eat anyway,” said Dion. “But these deductions are part of the tax law and taking advantage of these deductions is really just a matter of proper documentation.”

Adds Dion, “Expenses are directly related if you can show there was more than a general expectation of gaining some business benefit other than goodwill.”

To that end, he advises keeping a tax diary of your expenses to audit-proof your records. Adequate documentation includes amount, date, place of meeting, business purpose for the expense and business relationship.

For more information on deductible small business travel expenses, you can call Paul Dion CPA at (508) 853-3292 or visit www.pauldioncpa.com.

ABOUT PAUL DION, CPA

Beyond simple “bean counting”, Paul Dion, CPA and associates work side by side and speak in common English to help clients fully understand their tax situation and take proactive steps to pay the least amount of tax legally allowed while minimizing the risk of an audit.  Clients save money and sleep well as night.

Business services include small business accounting, payroll, cash flow management, strategic business planning, new business formation, internet controls, QuickBooks, part-time CFO, bank financing, succession planning and non-profit organization direction.

For a free book, more information or a complimentary consultation, please visit www.PaulDionCPA.com or contact Paul Dion CPA, via Info@PaulDionCPA.com or (508) 853-3292.  Offices are conveniently located at 22 West Street, #6, (Felter’s Mill), Millbury, MA  01527.

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Edgewood LifeCare Community Announces Farm to Table Event on July 23rd

_DSC8593-2Edgewood LifeCare Community, the award-winning, non-profit senior living community in North Andover, will hold a farm to table community event entitled “Delicious by Design” on Thursday, July 23, 2015 at 11:00 a.m. at the Edgewood Patio, 575 Osgood Street, North Andover. There is no cost to attend.

Join the Edgewood community as they share their bounty in a fun, educational and interactive Farm to Table event. Attendees may indulge in freshly prepared dishes created by Edgewood’s culinary department, and learn how to cook simple, light and nutritious meals using fresh ingredients from locally sourced farms.

Edgewood obtains fresh produce from two different local farms for the summer – Herb Hill Micro-Dairy Farm in Andover and Simone’s Riverside Farm (a family-run farm with three generations of farmers) in Methuen. Valley View Farm in Topsfield provides fresh goat cheese and award winning ice cream comes from Richardson’s Farm in Middleton.

Farm to Table – a Way of Life at Edgewood

During the spring and summer, Edgewood offers their residents a true farm to table experience every day, using locally sourced ingredients from North Andover and surrounding areas, honey from their beehives, maple syrup tapped from their own maple trees, fresh herbs from their own herbaceous border, and wine that they bottle. They get fresh seafood from Gloucester and Boston and (occasionally) locally sourced pork and chicken. And, they’re always smoking – pork, salmon and brisket – on a regular basis. The culinary experience at Edgewood offers something for every resident’s palate, along with dining choices of two restaurants, private dining and a take-out option.

Seating is limited at the Farm to Table event and a reservation is required. To reserve a seat, RSVP to (978) 208-4230 or online at the Delicious By Design event page, www.edgewoodrc.com.

The Edgewood Difference

Founded in 1997, Edgewood LifeCare Community is an award-winning, non-profit senior living community focused on enriching the lives of their members. Edgewood offers independent living, health care and support services, which empower members to be the architects of their own well-being. Edgewood is dedicated to providing a well-rounded, intellectually stimulating and physically active environment for older adults. Members enjoy entertainment, trips, wellness programs and a wide range of unique lectures, classes and films, which are offered on an ongoing basis through the Edgewood LifeLong Learning (ELL) program. Many of these programs are also open to the public.

As the only LifeCare community in the Merrimack Valley, Edgewood offers refined independent apartment and cottage home living for active older adults as well as short term rehabilitation and long term care at the Meadows Health Center. Edgewood LifeCare Community boasts lower entrance fees as compared to the Greater Boston area, and monthly rates for services remain stable regardless of the level of care needed. Edgewood LifeCare Community is located at 575 Osgood Street in North Andover, MA. For more information, contact (978) 738-6145 or visit www.edgewoodrc.com.

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Summer Barbecue at Wareham Congregate Meal Site on July 21st – Older Adults 60+ and Individuals with Disabilities Invited to Attend

Old Colony Elder Services (OCES), the Brockton based regional agency serving older adults, individuals with disabilities, families and caregivers throughout the greater Brockton and Plymouth county area, in collaboration with the Wareham Council on Aging (COA), will hold a summer barbecue at their congregate meal site in Wareham on Tuesday, July 21, 2015 at 11:30 a.m.

OCES’ congregate meal site is located at the COA on 48 Marion Road. The site provides hot, nutritious noontime meals Monday through Friday to older adults age 60+ and individuals with disabilities. On July 21st, a summer barbecue with hamburgers, hot dogs, salads, chips, and various desserts will be served.

OCES will have an informational table with brochures about their programs and services as well as information regarding an upcoming “Matter of Balance” workshop, starting July 28th, to help people prevent falls.

“Anyone 60 or older, or those living with disabilities are encouraged to attend a congregate meal site where they can enjoy delicious meals, social interaction and fun activities,” said Diana DiGiorgi, Executive Director of OCES.

Reservations for the barbecue are required by Thursday, July 16th. Call Cheryl Johannessen, Meal Site Manager, at 508-291-3100 ext 6514 to reserve a seat.

Congregate meal menus are published in local newspapers and in COA newsletters. A sample menu may be requested by calling OCES at (508) 584-1561 or visiting the website at www.ocesma.org.

About OCES

Founded in 1974, OCES serves 20 communities in Plymouth County as well as Avon, Easton and Stoughton. OCES is a private, non-profit organization located in Brockton and designated as one of 27 Aging Services Access Points (ASAPs) in the Commonwealth of Massachusetts. OCES’ mission is to support the independence and dignity of elders and individuals with disabilities by providing essential information and services that promote healthy and safe living. The agency has 215 employees and operates more than 15 programs serving older adults, individuals with disabilities, their families and caregivers. For more information call 508 584-1561 or visit www.ocesma.org.

 

Summer Barbecue at Wareham Congregate Meal Site on July 21st – Older Adults 60+ and Individuals with Disabilities Invited to AttendRead More

Old Colony Elder Services Honors Volunteers at Appreciation Luncheon & Announces Merger

L to R - Diana DiGiorgi, Executive Director of OCES and Joan Thompson-Stein, volunteer.
L to R – Diana DiGiorgi, Executive Director of OCES and Joan Thompson-Stein, volunteer.

Old Colony Elder Services (OCES), the Brockton based regional agency serving older adults and individuals with disabilities throughout greater Brockton and Plymouth County, recently held a luncheon at the Massasoit Conference Center in Brockton to thank the volunteers who donate their time to help others.

During the luncheon, Diana DiGiorgi, Executive Director of OCES, announced the merger between Mayflower RSVP (MRSVP) and OCES that became effective April 1, 2015. Between OCES and MRSVP there are more than 600 volunteers giving countless hours of service to the older adults, individuals with disabilities and caregivers in the community.

DiGiorgi thanked all volunteers including the OCES Board of Directors and the MRSVP Advisory Council.

Darcy Lee, OCES’ MRSVP Project Director, provided an overview of the Retired and Senior Volunteer Program. Lee explained how Senior Corps volunteers are part of a national movement of volunteerism through the Corporation for National and Community Service. Lee also explained the health benefits of volunteering with evidence from various reports.

Brenda Carrens, Volunteer Coordinator, explained how to become an MRSVP volunteer, the benefits of free insurance, and the convenience of learning about other volunteer opportunities through MRSVP newsletters, website and emails. Carrens thanked the Money Management Program volunteers and the Nutrition volunteers.

After lunch was served, the volunteers enjoyed music and activities provided by Rob Peters Entertainment.

About Mayflower RSVP – MRSVP’s mission is to provide meaningful opportunities to volunteers aged 55 and older that provide personal fulfillment by utilizing their life skills and experiences to contribute to various organizations, and improve the quality of life for Plymouth County citizens. MRSVP is a designated national Certifying Organization for the President’s Volunteer Service Award Program, which is the premier volunteer awards program in this country. MRSVP is one of 750 volunteer programs in a national network with funding from the Corporation for National & Community Service, enabling older Americans to make a difference in their local communities. Its service area covers all of the communities in Plymouth County. For more information, call 508-746-7787 or visit www.mayflowerrsvp.org.

About OCES – Founded in 1974, OCES serves 20 communities in Plymouth County as well as Avon, Easton and Stoughton. OCES is a private, non-profit organization located in Brockton and designated as one of 27 Aging Services Access Points (ASAPs) in the Commonwealth of Massachusetts. OCES’ mission is to support the independence and dignity of elders and individuals with disabilities by providing essential information and services that promote healthy and safe living. The agency has 215 employees and operates more than 15 programs serving older adults, individuals with disabilities, their families and caregivers. For more information call 508 584-1561 or visit www.ocesma.org.

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Don’t let the wrong summer footwear set you back

rhode island chiropractor
The Chiropractic Society of Rhode Island says just say no to flip flops. These shoes may appear more comfortable but lack a shank or any real arch support or cushioning to protect your feet.

Rhode Island…

With the warm summer weather comes the option to wear cooler, more comfortable clothing and footwear. Unfortunately for some—particularly women–the change in footwear can have a detrimental impact on your posture, the way you walk and, ultimately, your back. To that end, the Chiropractic Society of Rhode Island offers some quick tips selecting shoes that are both comfortable and provide support for your back.

First, find a shoe with a proper shank. A shank is a semi-rigid and semi-flexible material that allows for support and proper mobility and found in the arch support. Unfortunately, the typical summer sandal is thin and does not allow for a shank. Try to stay away from shoes without shanks.

Similarly, look for shoes that support the three arches in your foot: the medial and longitudinal arches and the transverse arch. Coupled with a proper shank, arch support adds to the stability of the entire human frame.

Also, pick a shoe that fits your foot comfortably and is the proper length and width. Very few people realize that their feet expand with aging as the arch collapses.

Finally, just say no to flip flops. These shoes may appear more comfortable but lack a shank or any real arch support or cushioning to protect your feet. In fact, many flip flop wearers end up with heel pain, leading to plantar fasciitis. Changing the way you walk because of heel pain can also lead to back issues.

“Improper footwear can lead to degenerative changes in the muscles, joints and connective tissues in the feet over time and that can cause a number of musculoskeletal issues,” said Dr. Michael Gottfried, president of The Chiropractic Society of Rhode Island and a practicing chiropractor at Aquidneck Chiropractic in Middletown, Rhode Island. “If you see a chiropractor, you may want to consult with them before making any summer shoe selection. If you don’t and you start experiencing back pain this summer, you may want to consult a local chiropractic physician.”

The Chiropractic Society of Rhode Island, founded in 1918, is one of the oldest chiropractic associations in the country and represents over 60 of the practicing chiropractic physicians in the state of RI. Chiropractic is the largest non-drug health care profession in the US. The chiropractic profession has been affording relief for many types of health conditions naturally, without drugs and their potentially harmful side-effects, for over 100 years.

Chiropractic Society of Rhode Island is located at 1272 West Main Road, Building 2, Middletown, RI 02842. For more information, call (401) 207-0700 or visit www.RIchiro.org.

 

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A “Crowning” Achievement! Plymouth-based Robert D. Morlan adds CAD/CAM Technology to create crowns in one day.

Plymouth dentist
Plymouth Dentist Dr. Robert Morlan demonstrates the final product of his CAD/CAM E4D Scanner/Mill—a crown. This new technology can add or replace a crown within one office visit.

PLYMOUTH, MA…

Dr. Robert D. Morlan, Owner of “Morlan Family Dental” located on the Waterfront in Plymouth, recently announced the addition of a CAD/CAM E4D Scanner/Mill to his practice.  This cutting-edge technology enables Dr. Morlan, with offices overlooking the bay at 225 Water Street, to create crowns in just one visit.

“We say it can provide a crown in a day.  In reality, it’s a crown in one appointment, rather than the multiple appointments of the past,” said Dr. Morlan. “Gone are the days of the temporary crown.”

The process starts with scanning the patient’s mouth using an intraoral camera the size of an electric toothbrush. Using CAD/CAM technology, a crown is designed, with that information being sent to the milling unit. The milling unit is similar in size to a bread maker.  After milling, a color/shade is selected and the crown is placed in a kiln-like oven, which is heated to 2192 degrees Fahrenheit and then cooled.  The crown is then bonded in the patient’s mouth.  One appointment and done.

Dr. Morlan and his assistants have been thoroughly trained in the E4D and are continually training to become more efficient, utilize better techniques, and create more customized prosthetics (bridges, implants, veneers, onlays, inlays).  Classes in South Carolina and Chicago are in their future.

Said Dr. Morlan, “Eliminating the temporary crown is one of the big advantages of CAD/CAM technology.  Others are scheduling and the convenience of in-house creation.  If there is an issue, we can adjust it here during that appointment.  This service will really benefit those patients who can only do early and late appointments as it will require just the one visit.”

About Morlan Family Dental

Morlan Family Dental offers: comprehensive examinations; cosmetics (including Zoom! Whitening); crowns, bridges; composite restorations; partials and dentures; periodontics (with a periodontist on-staff); endodontics; oral surgery; implants; and emergency services (24-hour emergency phone number is available).

Morlan Family Dental is in-network with most insurance plans including BCBS Indemnity and Delta Dental Premier.  They also accept payment from ones that they are not.  Another advantage is that they accept all major credit cards and offer the availability of Care Credit. Making financing 100 percent of the treatment possible.

Morlan Family Dental is open: Monday Noon to 8pm; Tuesday 8am to 5pm; Wednesday Noon – 8pm; Thursdays and Fridays 7am – 3:30pm.

To schedule an initial consultation, call 508-747-0003.  For more information on Morlan Family Dental, visit their website at www.morlanfamilydental.com.

A “Crowning” Achievement! Plymouth-based Robert D. Morlan adds CAD/CAM Technology to create crowns in one day.Read More