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Women & Investing – Free panel discussion to be held at the Plymouth Chamber of Commerce on May 5th

Women & Investing – Free panel discussion to be held at the Plymouth Chamber of Commerce on May 5thRead More

How do you protect your nest egg? Free panel discussion at the John Curtis Library Hanover

Some jest – “When did my 401K turn into a 201K?”   But market volatility and your nest egg is no laughing matter.

Recent and drastic shifts in China’s economy as well as concerns over plummeting oil prices and ongoing turmoil in the Middle East have investors worried about their financial future – from college funding to retirement planning.

A panel discussion entitled “Market volatility – how do you protect your nest egg?” will address that topic.  The free presentation will include seasoned, regional financial experts including Betsy Vallone of Essential Asset Management based in Norwell, MA; Bob Leonard of Rodman CPAs located in Waltham, MA; and Attorney James Tierney, Law Offices situated in Duxbury, MA.

The discussion, including time for questions and answers, will be held February 24, 6 p.m. – 7:30 p.m. at John Curtis Library, 534 Hanover Street (Route 139), Hanover, MA 02339.  Light refreshments will be served.  To RSVP, please call (781) 569-4914 or email betsy.vallone@essential-am.net.

Families, small business owners, people in transition and those in retirement who are generating income are encourage to attend and learn strategies to protect their financial future.

Topics will include an outline of safer investment options, simple measurement tools to keep investments on track, alternatives to traditional investing and strategies for paying yourself first.

The panel discussion is sponsored by Essential Asset Management (EAM) of Norwell, MA. The firm was founded in 2011 and provides a full array of planning and investment related services to meet clients’ specific needs and goals. From portfolio management and retirement planning, to estate planning and tax efficient investing, the firm’s investment advisors work closely with clients, engaging and encouraging ongoing feedback, in the creation of a holistic financial plan. Steve Daglio and Betsy Vallone are co-owners, principals, and partners of the fee-based investment advisory firm serving families and individuals throughout the South Shore. The husband and wife team have a combined 26 years of experience working in financial services, providing investment strategies for individuals, small businesses, institutions, and even other financial advisors.

Essential Asset Management, LLC is located at 167 Washington Street, Norwell, MA 02061. For more information, visit www.essentialassetmanagement.net.

 

How do you protect your nest egg? Free panel discussion at the John Curtis Library HanoverRead More

Investment Advisor Betsy Vallone Joins Norwell, MA Financial Services Firm

Betsy Vallone
Betsy Vallone

Betsy Vallone, Investment Advisor and Certified Financial Education Instructor (CFEI), joins her husband, Steve Daglio, at their financial services firm, Essential Asset Management (EAM) in Norwell, MA.

Ms. Vallone, a Norwell resident and co-owner and principal of EAM, is returning from maternity leave to take an active role in the firm as an Investment Advisor and educator. Ms. Vallone will provide clients with tailored financial advice and services based on their specific goals, concerns, and requirements. She will also lead financial education workshops that are focused on women and investing, which will cover the fundamentals in financial planning and more.

“Essentially, we help local families achieve financial security for their retirement years. We also provide specialized advice and services to women and others who are impacted by sudden wealth or other significant life-changes such as divorce, a new job or a new baby,” explained Ms. Vallone.

A seasoned Investment Advisor with nearly a decade of experience, Ms. Vallone holds Series 65 and Life, Accident and Health insurance licenses and has certification as a financial education instructor from the National Financial Educators Council. She received a Bachelor of Arts in Economics from Fairfield University in Connecticut and has continued graduate studies at Bentley University. She is currently a Certified Financial Planner (CFP) candidate and will sit for the CFP exam in July 2016.

Ms. Vallone’s vast experience includes serving as a Financial Planning Consultant at Fidelity Investments and as a Retirement Consultant at TIAA-CREF, to working in high tech at Oracle and Hubspot before leaving the corporate world to run her own successful dog training business.

She is a member of the South Shore Women’s Business Network.

To learn more about EAM or to schedule a consultation with the husband and wife financial services team, visit  www.essentialassetmanagement.net.

About the Firm

Founded in 2011, Essential Asset Management (EAM) provides a full array of planning and investment related services to meet clients’ specific needs and goals. From portfolio management and retirement planning, to estate planning and tax efficient investing, the firm’s investment advisors work closely with clients, engaging and encouraging ongoing feedback, in the creation of a holistic financial plan. Steve Daglio and Betsy Vallone are co-owners, principals, and partners of the fee-based investment advisory firm serving families and individuals throughout the South Shore. The husband and wife team have a combined 26 years of experience working in financial services, providing investment strategies for individuals, small businesses, institutions, and even other financial advisors.

Essential Asset Management, LLC is located at 167 Washington Street, Norwell, MA 02061. For more information, visit  www.essentialassetmanagement.net.

__________________________________________________________

Investment Advisory Services offered through Bay Colony Advisors, a Registered Investment Advisor. Clearing, custody or other brokerage services provided by Fidelity Brokerage Services, LLC. Members NYSE, SIPC.  Office of supervision: 91 Main Street Suite 308 Concord, MA 01742. Phone 978-369-7200. Steven Daglio and Betsy Vallone are Investment Advisor Representatives of Bay Colony Advisors.  Advisory Services offered to residents of: Connecticut, Florida, North Carolina and Massachusetts. Bay Colony Advisors and Essential Asset Management, LLC are not affiliated.

Investment Advisor Betsy Vallone Joins Norwell, MA Financial Services FirmRead More

Powder Point Wealth Management Opens Doors in Pembroke

Michael Damon, CPA, Financial Advisor
Michael Damon, CPA, Financial Advisor

Powder Point Wealth Management, LLC, a new financial services practice serving the greater South Shore area, has opened its doors at 300 Oak Street, Suite 220 in Pembroke, MA.

Michael Damon, who is a Certified Public Accountant, Financial Advisor and Registered Representative (Series 7 and 63), is the founder of the new practice. Damon has been providing financial planning services for over a decade and increased demand for his expertise led to the launch of Powder Point Wealth Management. Damon intends to expand his financial planning team and provide wealth advisory services that include wealth preservation and growth as well as college, retirement and estate planning through the use of investments, insurance and annuities.

Damon is also the founder and a principal of Damon & Associates, Inc., a leading accounting and tax practice with a staff of seven in Pembroke, MA. For more than three decades, Damon and his team of CPAs have been catering to businesses and individuals throughout Massachusetts. With the launch of Powder Point Wealth Management, Damon and his financial advisors will be able to bridge the gap and go beyond accounting and tax planning to offer financial planning strategies for continued prosperity to current and new clients on a larger scale.

“Powder Point Wealth Management offers personalized and comprehensive financial planning consulting services to individuals, families and businesses. We do not require a minimum investment. Our goal is to help clients better position themselves for the future and accomplish their financial goals,” explained Damon.

About Michael Damon, CPA

In addition to being a Registered Representative and the founder of Powder Point Wealth Management, Michael Damon, CPA, Financial Advisor is the founder and a principal of Damon & Associates, Inc. He is a CPA registered in Massachusetts and a member of the American Institute of Certified Public Accountants (AICPA) and the Massachusetts Society of Certified Public Accountants (MSCPA).  Damon holds a Bachelor of Science in Business Administration from Northeastern University.

As a frequent speaker to Massachusetts business and trade groups, Damon has been a guest speaker for the Mass Business Resource Network (MBRN), South Shore and Plymouth County Board of Realtors and the American Tamil Medical Association. In addition, Damon is a guest host on Talk Real Estate with Sharon McNamara on Saturday mornings on WATD 95.9 FM.

Powder Point Wealth Management LLC, a financial services specialty practice serving the greater South Shore area, is located at 300 Oak Street, Suite 220 in Pembroke, MA.  For more information, contact (781) 924-5684.

Advisory services offered through Capital Analysts, Inc. or Lincoln Investment, Registered Investment Advisors. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Powder Point Wealth Management, LLC, Damon Associates, Inc and the above firms are independent, non-affiliated entities. CPA services are not offered through, nor supervised by, Lincoln Investment.

 

Powder Point Wealth Management Opens Doors in PembrokeRead More

Loni M. Morganelli Joins Baker, Braverman & Barbadoro P.C. of Quincy

Baker, Braverman & Barbadoro P.C., a dynamic full-service law firm with a team of attorneys catering to individuals, businesses and families throughout Quincy, Braintree, the South Shore and metro Boston areas, has recently appointed Loni M. Morganelli as a Paralegal.

Ms. Morganelli is an ABA Certified Paralegal who will assist Baker, Braverman & Barbadoro’s team of attorneys in litigation support, probate and family law matters as well as corporate compliance matters.

Ms. Morganelli holds a Bachelor of Science in Government/Political Science from Suffolk University in Boston. Over the years, she has continued her education and earned certificates in: The Role of Trial Technician; Introduction to Intellectual Property; Legal Project Management and Advanced Paralegal Management. She is a Certified Trial Specialist through Estrin LegalEd.

In addition, Ms. Morganelli is an Online Teaching Assistant of Probate and Family Law for Boston University as well as a freelance reporter and contributing editor for KNOW Magazine for Paralegals. She has been featured in the publication Legal Assistant Today and also in an article “Hot Jobs & Amazing Careers: Smart Moves for Paralegals” by Chere Estrin.

Prior to joining Baker, Braverman & Barbadoro, Ms. Morganelli served as a Paralegal at Hahn Law Group of Boston and as a Legal Assistant/Paralegal at Cataldo Law Offices, LLC of Franklin, MA.

During her career, she served as the Business and Legal Affairs Manager for two years at Bonham & Associates located in Villefranche-sur-Mer, France and as Professional Support Information Officer for two years at Herbert Smith LLP in London.

Ms. Morganelli is a resident of Wrentham, MA.

About the Firm

Founded in 1995, Baker, Braverman & Barbadoro P.C. is a full-service law firm located in Quincy committed to providing every client with personal attention and superior legal service at reasonable rates.

The firm’s attorneys provide legal advice and counsel to individuals, businesses and families throughout Quincy, Braintree, South Shore and metro Boston areas. Led by five partners with a combined 100+ years of experience, Baker, Braverman & Barbadoro’s practice areas include litigation, tax, trust and estate planning, real estate, zoning and land use, corporate law, finance, criminal defense, immigration law, election law, and divorce and family law. Baker, Braverman & Barbadoro also offers a Speaker’s Bureau on topics of tax, estate planning, small business law and corporate law.

Baker, Braverman & Barbadoro, P.C. is headquartered at 300 Crown Colony Drive, Suite 500 in Quincy, MA. For more information, contact (781) 202-6929 or visit their website at http://www.bbb-lawfirm.com.

Loni M. Morganelli Joins Baker, Braverman & Barbadoro P.C. of QuincyRead More

Tarlow, Breed, Hart & Rodgers steps up to join the ABA-EPA Law Office Climate Challenge.

DATELINE: BOSTON, MA…
Tarlow, Breed, Hart & Rodgers has stepped up to the plate once again to champion conservation efforts at their Boston office by joining the ABA-EPA Law Office Climate Challenge. The firm also recently achieved certification as a “Sustainable Business Leader” by participating in the Boston Redevelopment Authority (BRA) and Mass Department of Environmental Protection (DEP)’s Sustainable Business Leader Program (SBLP).

The ABA-EPA Law Office Climate Challenge is being presented by the American Bar Association (ABA) Section of Environment, Energy and Resources (SEER), in cooperation with the U.S. Environmental Protection Agency (EPA.) The ABA Law Practice Management Section (LPM) is also co-sponsoring this initiative. Law offices participating in the Climate Challenge are encouraged to take specific steps to conserve energy and resources, as well as reduce emissions of greenhouse gases and other pollutants.

Tarlow, Breed, Hart & Rodgers’ involvement in the Climate Challenge entails the adoption of best practices for office paper management by reducing paper usage, increasing recycled content in paper purchased, and increasing recycling.
Some of the best practices that Tarlow, Breed, Hart & Rodgers are employing to improve office paper management include:
• Purchasing copier, printer, letterhead, and bond paper, as well as business and manila envelopes, with at least a 30% post-consumer recycled content.
• Recycling approximately 90% of discarded mixed office paper, defined as all types of white copier and printer paper, bond and letterhead paper, note paper, colored paper, and envelopes.
• Instituting a policy of double-sided printing and copying for drafts and internal documents by setting copiers and printers on double-sided as the default mode.

Law offices that adopt at least two of these three best practices will qualify as a “Law Office Climate Challenge Partner.”

Tarlow, Breed, Hart & Rodgers, P.C.
Formed in 1991, Tarlow, Breed, Hart & Rodgers, P.C. is committed to providing high quality, comprehensive legal services to its clients. Featuring a breadth and depth of experience and perspective usually found only at larger law firms, Tarlow, Breed, Hart & Rodgers. P.C. offers sophisticated legal counsel to entrepreneurs, businesses, individuals, families, and institutions.

Tarlow, Breed, Hart & Rodgers’ areas of expertise include corporate law, employment matters, mergers and acquisitions, litigation and dispute resolution, estate planning, taxation, real estate, bankruptcy, and municipal law.

The offices of Tarlow, Breed, Hart & Rodgers, P.C. are located at 101 Huntington Avenue, Prudential Center, in Boston, MA 02199. For additional information, please call 1-617-218-2000, e-mail info@tbhr-law.com, or visit www.tbhr-law.com.

Tarlow, Breed, Hart & Rodgers steps up to join the ABA-EPA Law Office Climate Challenge.Read More

Tarlow, Breed, Hart & Rodgers hosts free seminars in January on Wills and Trusts in Uncertain Times.

DATELINE: BOSTON, MA…

Are you relying on yesterday’s strategies to deal with today’s issues? Uncertain times are leading to changing economic circumstances for many individuals and families, making estate planning a topic of critical interest.

Learn more about “Wills and Trusts in Uncertain Times” at a seminar presented by Tarlow, Breed, Hart & Rodgers of Boston. This free seminar will be held on Tuesday January 5, 2010 from 6:30 to 8:30 PM at the Wellesley Free Library located at 530 Washington Street, Wellesley Square, in Wellesley, MA. The same seminar will be repeated on Tuesday January 12, 2010 also from 6:30 to 8:30 PM at the Wellesley Library. On Thursday January 14, 2010 the seminar will be presented from 5 to 7 PM at the Wayland Library located at 5 Concord Road in Wayland, MA. The seminar is free and open to the public and light refreshments will be served. To reserve your place, please call (617) 218-2097 or email events@tbhr-law.com

The seminar will be presented by Perry Ganz, Esq. a partner with Tarlow, Breed, Hart & Rodgers, P.C of Boston. Attorney Ganz focuses his practice in the areas of estate planning and taxation and was named a Massachusetts Rising Star by Boston Magazine. He is a frequent speaker on estate planning strategies and has written articles for various publications, as well as the chapter entitled “Making Charitable Contributions” in Drafting Estate Plans, a Massachusetts Continuing Legal Education publication. He has also been quoted in the Wall Street Journal on changes in the federal estate tax law.

A variety of real life issues will be discussed, including pending and/or recent estate tax changes, common estate planning errors, asset protection strategies, estate tax reduction strategies, and avoiding probate. Plan on attending to learn more and to explore current estate planning issues and options.

Tarlow, Breed, Hart & Rodgers, P.C.

Formed in 1991, Tarlow, Breed, Hart & Rodgers, P.C. is committed to providing high quality, comprehensive legal services to its clients. Featuring a breadth and depth of experience and perspective usually found only at larger law firms, Tarlow, Breed, Hart & Rodgers. P.C. offers sophisticated legal counsel to entrepreneurs, businesses, individuals, families, and institutions.

Tarlow, Breed, Hart & Rodgers’ areas of expertise include corporate law, employment matters, mergers and acquisitions, litigation and dispute resolution, estate planning, taxation, real estate, bankruptcy, and municipal law.

The offices of Tarlow, Breed, Hart & Rodgers, P.C. are located at 101 Huntington Avenue, Prudential Center, in Boston, MA 02199. For additional information, or to arrange for a consultation, please call 1-617-218-2000, e-mail info@tbhr-law.com, or visit www.tbhr-law.com.

Tarlow, Breed, Hart & Rodgers hosts free seminars in January on Wills and Trusts in Uncertain Times.Read More

Attorney Lee Holland of Tarlow, Breed, Hart & Rodgers, P.C. urges consumers to learn how to protect themselves from investment fraud.

DATELINE:  BOSTON, MA…
Do you know how to protect yourself from the next Bernie Madoff when you choose a broker or make an investment? Attorney Lee Holland, of Tarlow, Breed, Hart & Rodgers, P.C. of Boston, MA, firmly believes in the age-old adage that if an investment opportunity sounds too good to be true it probably is.

However, Attorney Holland, who is also a Public Arbitrator for the Financial Industry Regulatory Authority (FINRA), the largest independent regulator for all securities firms doing business in the United States, urges investors to go a step further to arm themselves against the potential of investment fraud.

“Education and information are the best tools against possible investment fraud. As a FINRA arbitrator I see the aftermath of poor choices made by both investors and financial industry professionals. As a result of this experience, I have become a strong proponent of promulgating information to better educate those on both sides of the investment equation and have found FINRA to be a great educational resource,” explains Holland.

Despite the high profile cases of investment fraud in the headlines, the potential for new fraudulent investment schemes may increase as investors, eager to recoup their losses in times of continued economic uncertainty, fall prey to a new generation of scam artists.

To help avoid investment fraud:
1.    Verify the license of anyone promoting an investment opportunity:
•    For brokers check www.FINRA.org
•    For investment advisors visit www.adviserinfo.sec.gov
•    For insurance agents check your state insurance department
•    For all sellers check with your state securities regulator
2.    Verify that an investment is registered:
•    Check investment registrations at www.sec.gov/edgar.shtml
3.    Be aware of the warning signs of investment fraud:
•    Unreasonable guarantees
•    Unregistered products
•    Promise of no fluctuations in returns
•    Complicated investment strategies
•    Undocumented securities or stocks
•    Incomplete or inaccurate account statements
•    Pushy salespeople warning you must “act now”
4.    Avoid fitting the investment fraud victim profile found in a 2007 FINRA survey:
•    Victims often own high-risk investments, including penny stocks, promissory notes, futures, options or private investments in foreign currency;
•    Victims tend to rely primarily on friends, family, co-workers for investment advice (70 percent)
•    Victims can be too open to new investment information (for example, three times as many victims went to a free investment seminar than the national sample)
•    Victims may fail to check the background of an investment or a broker
•    Victims are often unable to spot persuasion tactics used by fraudsters

Holland urges all investors to invest their time becoming better educated, before investing their money, to avoid the risk of becoming a future victim of investment fraud. Attorney Holland, an Associate in Tarlow, Breed, Hart & Rodgers’ Litigation Group, has extensive experience with alternative dispute resolution, both as an advocate and as a neutral.

FINRA
FINRA, the Financial Industry Regulatory Authority, is the largest independent regulator for all securities firms doing business in the United States. FINRA is dedicated to investor protection and market integrity through comprehensive regulation. FINRA touches virtually every aspect of the securities business – from registering and educating all industry participants to examining securities firms; writing and enforcing rules and the federal securities laws; informing and educating the investing public; providing trade reporting and other industry utilities; and administering the largest dispute resolution forum for investors and firms.

Tarlow, Breed, Hart & Rodgers, P.C.
Formed in 1991, Tarlow, Breed, Hart & Rodgers, P.C. is committed to providing high quality, comprehensive legal services to its clients. Featuring a breadth and depth of experience and perspective usually found only at larger law firms, Tarlow, Breed, Hart & Rodgers. P.C. offers sophisticated legal counsel to entrepreneurs, businesses, individuals, families, and institutions.

Tarlow, Breed, Hart & Rodgers’ areas of expertise include corporate law, employment matters, mergers and acquisitions, litigation and dispute resolution, estate planning, taxation, real estate, bankruptcy, and municipal law.

The offices of Tarlow, Breed, Hart & Rodgers, P.C. are located at 101 Huntington Avenue, Prudential Center, in Boston, MA 02199. For additional information, or to arrange for a consultation, please call 1-617-218-2000, e-mail info@tbhr-law.com, or visit www.tbhr-law.com.

Attorney Lee Holland of Tarlow, Breed, Hart & Rodgers, P.C. urges consumers to learn how to protect themselves from investment fraud.Read More

Attorney Richard P. Breed, III of Tarlow, Breed, Hart & Rodgers, P.C. is awarded prestigious Accredited Estate Planner designation.

DATELINE:  BOSTON, MA…
Tarlow, Breed, Hart & Rodgers, P.C. of Boston, MA has announced that Attorney Richard P. Breed, III has been awarded the prestigious Accredited Estate Planner (AEP) designation by the National Association of Estate Planners & Councils (NAEPC).

The AEP designation is granted by the National Association of Estate Planners & Councils to recognize estate planning professionals who meet stringent requirements of experience, knowledge, education, professional reputation and character. Those receiving this accreditation must embrace the team concept of estate planning and adhere to the NAEPC’s Code of Ethics.

A co-founder of Tarlow, Breed, Hart & Rodgers, Breed has extensive experience in the field of estate and business planning. He regularly advises business owners and their families on the complexities of estate planning and administration, taxation and corporate law. Named a Massachusetts Super Lawyer by Boston Magazine for the past five years, Breed has authored numerous articles on estate planning and taxation issues. He has also served as an adjunct professor both at the New England School of Law, and the Suffolk University School of Law.

Breed is a resident of Marblehead, MA.

National Association of Estate Planners & Councils
The National Association of Estate Planners & Councils (NAEPC) is a national organization of professional estate planners and affiliated Estate Planning Councils focused on establishing and monitoring the highest professional and educational standards. NAEPC fosters public awareness of the quality services rendered by professionals who meet these standards. NAEPC builds a team approach involving cross-professional disciplines to better serve the public’s need in estate planning.

Tarlow, Breed, Hart & Rodgers, P.C.
Formed in 1991, Tarlow, Breed, Hart & Rodgers, P.C. is committed to providing high quality, comprehensive legal services to its clients. Featuring a breadth and depth of experience and perspective usually found only at larger law firms, Tarlow, Breed, Hart & Rodgers. P.C. offers sophisticated legal counsel to entrepreneurs, businesses, individuals, families, and institutions.

Tarlow, Breed, Hart & Rodgers’ areas of expertise include corporate law, employment matters, mergers and acquisitions, litigation and dispute resolution, estate planning, taxation, real estate, bankruptcy, and municipal law.

The offices of Tarlow, Breed, Hart & Rodgers, P.C. are located at 101 Huntington Avenue, Prudential Center, in Boston, MA 02199. For additional information, or to arrange for a consultation, please call 1-617-218-2000, e-mail info@tbhr-law.com, or visit www.tbhr-law.com.

Attorney Richard P. Breed, III of Tarlow, Breed, Hart & Rodgers, P.C. is awarded prestigious Accredited Estate Planner designation.Read More