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      • How to Write Emails that Get Read
      • Podcast Guesting – course outline
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Client News

Can’t buy me love…Valentine’s Day in a recession.

January 6, 2009 //  by admin

NORWELL, MA…

With Valentine’s Day coming in the not-so-distant future, many recession-strapped Valentines are wondering what they can do for their sweetie this year. Especially since fancy dinners at five-star restaurants, bouquets of flowers and treating your Valentine to a day of pampering at spa aren’t exactly in a lot of people’s budgets these days.

Still, according to love expert Paul Falzone, CEO of The Right One and Together Dating–one of the world’s largest brick-and-mortar dating services with more than 60 offices nationwide–just because times might be tough, it doesn’t mean romance must suffer.

“Valentine’s Day is about love and romance. Somehow that got twisted into how much you spend. Nothing could be further from the truth. It’s truly the thought that counts. And if the economy has made people stop and really put some thought into the little things they can do for that special someone in their life on Valentine’s Day, they’re going to be pleasantly surprised both with how little it costs and the results,” says Falzone.

Here are some budget-friendly, thoughtful gestures you might want to try this Valentine’s Day:

  • Leave a “racy” picture on your mate’s cell phone.
  • Text a romantic message at a time of day when you know things get rather hectic and your sweetie could use a pick-me-up.
  • Leave a chocolate or single rose on your Valentine’s pillow.
  • Use a bar of soap to draft a love note on your bathroom mirror.
  • Eat in for Valentine’s day with candles providing the only light. Better yet, spread out a blanket and have your meal as a picnic on the living room floor—even better if you have a fireplace.
  • Instead of a day at the spa, take turns giving each other back rubs.
  • Have a glass of your loved one’s favorite drink ready and waiting for them when they get home. If your loved one likes beer or wine, serve it in a frosted glass—unless they prefer it warm.
  •  Celebrate Valentine’s Day on February 13 or 15 to make it “your holiday” and not one shared with the rest of the world.
  • Pick one household chore your Valentine usually does and surprise them by doing it before they get a chance to (e.g. making the bed). It may not sound romantic, but the thought will most certainly count.

“You know, you keep hearing about the doom and gloom of today’s economy, but it actually presents a lot of opportunities. One is to show the person you love how much by using your imagination and not your checkbook. And that, my friends, is the secret to making Valentine’s Day one he or she will always remember,” said Falzone.

Help is on the way
Catering to more than 300,000 members at more than 60 locations throughout North America, The Right One and Together Dating are the largest brick and mortar dating services in the industry, offering a more consistent product, a greater number of potentially compatible mates and added value of flexibility in transferring memberships to another geographic region.�
Romantic Locations

North American locations and affiliates of Together are located in:  Georgia (Savannah); Indiana (Ft. Wayne, Carmel, Mishawaka); Kentucky (Lexington, Louisville); Louisiana (Metairie); Maryland (Columbia, Frederick); Minnesota (Edina); Nevada (Reno); New Hampshire (Hooksett, Nashua, Portsmouth and Salem); Ohio (Cincinnati); South Carolina (Greenville); Texas (San Antonio) and Virginia (Falls Church).

The Right One’s offices and affiliates located throughout the United States include:  California (San Diego); Colorado (Glendale); Georgia (Atlanta); Illinois (Downers Grove, Rockford and Normal); Massachusetts (Norwell, Newton Center, Shrewsbury and Woburn); Michigan (Bingham Farms); Nebraska (Omaha and Lincoln); New Jersey (Cherry Hill); Nevada (Las Vegas); Pennsylvania (King of Prussia); Rhode Island (Warwick); Texas (Dallas and Austin); Utah (Salt Lake City); and Wisconsin (Madison, Appleton, Elm Grove).

Singles Station Dating Company, an affiliate of The Right One and Together Dating, is the largest independently owned personal introduction service in the Southwest. In the last 25 years, Singles Station has introduced more than 100,000 couples and is responsible for thousands of successful relationships and marriages. Singles Station Dating Co. has offices conveniently located in Oklahoma (Oklahoma City and Tulsa), Arkansas (Bentonville, Fort Smith and Little Rock), Tennessee (Memphis and Nashville), Missouri (Springfield and St. Louis) and will be opening soon in Kansas (Wichita and Kansas City). For more information about Singles Station, please visit www.singlesstation.com or call 866-807-LOVE(5683).

For more information about Together Dating and The Right One, please visit their websites at www.togetherdating.com and www.therightone.com, or call (800) 818-DATE (3283). 

Can’t buy me love…Valentine’s Day in a recession.Read More

Category: Client News, Franchise NewsTag: dating service, online dating, Valentine's Day

Nothing second-hand about giving…DirectBuy of Tinley Park donates computers to Goodwill; furniture to Catholic Charities.

January 2, 2009 //  by admin

TINLEY PARK, IL…

Over the years, DirectBuy has been recognized for giving families the opportunity to buy directly from the manufacturer and save hundreds, even thousands, on home improvement projects, furniture, appliance and many other household items. DirectBuy has also earned a reputation for its generosity in the communities they serve. A fine example of that is DirectBuy of Tinley Park for its recent donation to Catholic Charities and Goodwill.

DirectBuy of Tinley Park donated 12 computers, complete with keyboard and monitors, to Goodwill, located in Orland Park, Illinois. In addition, they also donated several brand new pieces of furniture and appliances to Catholic Charities, including a washing machine, twin bedroom set and living room fireplace.

“We’ve been supporters of Catholic Charities and Goodwill for a long time now. Yet with these difficult economic times we’re currently in, we wanted to do a little more this year, something that went beyond writing a check. By contributing furniture and appliances to Catholic Charities and the computers to Goodwill, we’re providing items that we know will be put to good use,” said I.J. Sell, owner of DirectBuy of Tinley Park.

That type of generosity is fairly standard for DirectBuy. Showroom owners nationwide donate to any number of organizations, and have shown a particular affinity for making contributions to children/family-oriented organizations like Boys & Girls Club, YMCA and children’s hospitals.

Since 1971, DirectBuy franchises have offered members the opportunity to enjoy enormous savings on home furnishings, home improvement items, entertainment and outdoor products and accessories by buying wholesale, directly from the manufacturer. With five convenient locations in the greater Chicago area (Chicago, Gurnee, Hoffman Estates, Naperville, and Tinley Park), consumers can enjoy a comfortable, country-club setting, where they finally have the financial control of buying direct.

For more information on a DirectBuy membership, you can call 1-800-DIRECTBUY or visit http://www.directbuychicago.com/.

About DirectBuy

Since 1971, DirectBuy has helped hundreds of thousands of families enjoy a better quality of life, enabling them to buy directly from more than 700 manufacturers and their authorized suppliers. Buying direct makes members’ hard-earned money to go much further, while having the selection and choice not available at any retail store. Access to confidential prices, local suppliers, and unparalleled selection helps make members’ dream projects a reality.  It’s a comfortable, country-club setting, where you finally have the financial control of buying direct. The five DirectBuy showrooms serving the greater Chicago area are part of more than 160 franchise locations throughout North America.

Consumers interested in becoming members may obtain a Visitor’s Pass to attend an Open House by visiting http://www.directbuychicago.com/. 

Locations of the five DirectBuy showrooms serving the greater Chicago area are: DirectBuy of Gurnee, 4081 Ryan Rd. #107, Gurnee, IL; DirectBuy of Hoffman Estates, 2200 N. Stonington Ave Ste. 150 Hoffman Estates, IL; DirectBuy of Chicago North, 6325 Avondale, Chicago, IL; DirectBuy of DuPage County, 1864 Highgrove Lane Ste. 136 Naperville, IL; and DirectBuy of Tinley Park, 18400 S. 76th Avenue Ste. B, Tinley Park, IL.

To learn more about the superior value and benefits of a DirectBuy membership, visit www.directbuycares.com.

About Catholic Charities USA
Catholic Charities USA’s members—nearly 1,700 local agencies and institutions nationwide—provide help and create hope for nearly 8 million people of all faiths and social and economic backgrounds. For more than 280 years, local Catholic Charities agencies have been providing a myriad of vital services in their communities, ranging from day care and counseling to food and housing. For more information, visit 
www.CatholicCharitiesUSA.org.

About Goodwill

Goodwill is North America’s leading nonprofit provider of education, training, and career services for people with disadvantages, such as welfare dependency, homelessness, and lack of education or work experience, as well as those with physical, mental and emotional disabilities. Last year, local Goodwills collectively provided employment and training services to more than 1.1 million individuals. For more information, visit www.GoodWill.org.

Nothing second-hand about giving…DirectBuy of Tinley Park donates computers to Goodwill; furniture to Catholic Charities.Read More

Category: Client News, Franchise NewsTag: Catholic Charities, DirectBuy of Tinley Park, Goodwill

Protect your pipes! Hub Plumbing & Mechanical advises homeowners to take precautions before leaving town for warmer climes.

January 1, 2009 //  by admin

DATELINE: SOUTH BOSTON, MA…
So you’re lucky enough to be able to leave town for warmer climes this winter… What do you need to do to prepare your plumbing during your absence?

According to John Wood, founder and CEO of Hub Plumbing & Mechanical in Boston, warns that it is critical to protect your pipes. “Even occasional snowbirds who are only leaving town for a week or two need to take some commonsense precautions. Travelers look forward to escaping freezing temperatures without fully considering what happens at home when the temperature is plummeting and the coldest weather of the season is forecast while they’re away. ”

Wood offers some simple measures that can help protect pipes from freezing while homeowners relax in warmer climes.
•    Always leave the heat on. Never lower the thermostat below 55 degrees Fahrenheit no matter how well insulated your home may be.
•    Be prepared. Double check outdoor faucets, making sure that the interior shut-off valves leading to the faucets have been closed, and that the outside spigot was left open and drained prior to the arrival of freezing temperatures. An alternative to this procedure is to speak with your plumber about installing frost-free sillcocks where the shutoff valve extends inside the house away from the cold, eliminating the need to shut off the water supply to the outside spigots.
•    Insulate pipes that located on outside walls, particularly in an older home with minimal insulation.
•    Open the doors of kitchen and bathroom cabinets that are located on outer walls to let the warm air in to keep pipes that are located there from freezing.
•    Make sure that pipes in unheated basements, crawlspaces, or garages are insulated. Drain pipes that are not in use during the winter.
•    Have a contingency plan in place if a storm causes an extended power outage in your absence. Make sure that someone has access to your home and can monitor the inside temperature. In extreme cases, particularly if you have had pipes freeze before, instruct whoever is keeping an eye on things to keep a trickle of water running from the faucet since running water usually doesn’t freeze.
•    If your caretaker should find a frozen pipe during an extended power outage, they should turn off the main shut-off water valve and keep the faucet open to relieve pressure as the ice melts.
•    If a pipe has burst they SHOULD NOT try to thaw the pipe since this could cause electrocution. Leave the number of your licensed plumbing professional to handle this emergency.

Notes Wood, “With a little advance planning homeowners can enjoy peace of mind and escape the prospect of returning home to the devastating aftermath of burst pipes.”

About Hub Plumbing & Mechanical
Hub Plumbing & Mechanical was established in 1999 and now includes a staff of 16 full time employees. This full service plumbing company assists residential and commercial customers with code violations, sewer/drain clogs, garbage disposals, water heaters, water filtration, steam and hot water boilers, thermostats, leaky faucets, tub valves, gas pipes, appliance installation, outside hose faucets, and residential HVAC service.

Hub Plumbing & Mechanical was recently highlighted in a new book entitled “The Celebrity Experience” where Hub Plumbing & Mechanical’s Red Carpet Service was cited as an example of how it’s possible to create faithful life long customers by showering them with treatment usually reserved for celebrities.

Hub Plumbing and Mechanical’s signature Red Carpet service features experienced teams of licensed technicians who not only protect your floors with a red carpet, but also cover their work boots with stain-resistant booties, wear ID badges for security purposes, and arrive on time and smartly dressed in crisp, clean uniforms.

The company does not charge by the hour, but by the specific project. Hub Plumbing & Mechanical is available 24 hours a day and 7 seven days a week to provide immediate access and peace of mind. Dedicated 2nd and 3rd shift night dispatchers internally handle all calls at Hub Plumbing & Mechanical, not an answering service. The difference between the two enables Hub Plumbing & Mechanical to get real-time info on the customer 24/7 to expedite the call as efficiently as possible.

Hub Plumbing & Mechanical Inc. is located at 70 Old Colony Avenue in South Boston, MA 02127. For more information about Hub Plumbing & Mechanical call 1-866-HUBPLUMBING (482-7586), email services@hubplumbing.com, or visit www.hubplumbing.com.

Protect your pipes! Hub Plumbing & Mechanical advises homeowners to take precautions before leaving town for warmer climes.Read More

Category: Client NewsTag: heating, Hub Plumbing & Mechanical, plumbing, service industry

Bristol County Savings Bank announces establishment of new Government Finance Department.

January 1, 2009 //  by admin

DATELINE: TAUNTON, MA…
Bristol County Savings Bank recently announced the establishment of a new Government Finance Department, based out of the Bank’s Taunton, MA headquarters, which is dedicated to helping Southeastern Massachusetts cities and towns meet their financial goals.

In announcing the formation of this new division of the Bank, Patrick J. Murray, Jr., Executive Vice-President/COO/Treasurer of Bristol County Savings Bank stated, “The Government Finance Department will provide a critical service to municipal officers in the communities served by Bristol County Savings. Over the years we have developed strong relationships with many towns and municipalities. The creation of this department will enhance our existing relationships by expanding product offerings and streamlining the delivery of Bank services, while offering an attractive alternative for cities and towns that have not yet established a relationship with Bristol County Savings Bank.”

The Government Finance Department of Bristol County Savings Bank will provide a dedicated central resource, offering a diversified array of cash management options for towns and municipalities in Bristol, Plymouth, and Norfolk counties, underlining the Bank’s ongoing commitment to provide optimal service to local communities. Online banking will be available, and product offerings will include municipal checking, money market accounts and certificates of deposit, as well as additional cash management vehicles.

Jean C. Purrier, a specialist in municipal banking, will oversee the Government Finance Department, which will offer focused customer service provided by staff familiar with the banking needs of cities and towns. Bristol County Savings Bank’s strong financials may also offer added appeal for municipal investors, as the Bank’s capital position as a percentage of total assets is currently at 13.92%.

In addition, Bristol County Savings Bank is a member of the Depositors Insurance Fund (DIF), as well as a member of the Federal Deposit Insurance Corporation (FDIC). The DIF is a private, industry-sponsored insurance fund that insures all deposits above Federal Deposit Insurance Corporation (FDIC) limits at Massachusetts-chartered savings banks. The combination of FDIC and DIF insurance provides customers of Massachusetts-chartered savings banks with full deposit insurance on all their deposit accounts, providing an additional degree of security for towns and municipalities that are Bristol County Savings Bank depositors.

Bristol County Savings Bank
Bristol County Savings Bank is a full service financial institution offering commercial lending, personal and business banking, and mortgage services. The key words at Bristol County Savings Bank are: “Commitment, Stability, and Community,” values that are combined with state-of-the-art technology to meet the needs of its customers. A dedicated local community bank for over
160 years, Bristol County Savings Bank is actively involved in giving back to all the communities it serves both through financial support and the volunteerism of its people.

Founded in 1846, Bristol County Savings has $1.1 billion in assets, with 245 employees in Southeastern MA and RI. The Bank has 10 full service banking offices located in: Taunton, MA (2); Raynham, MA (2); Rehoboth, MA; Attleboro, MA; North Attleborough, MA; Franklin, MA; Dartmouth, MA; and Pawtucket, RI; two loan production offices located in Taunton and Fall River, MA; and two Educational Branch Offices located at Taunton High School and Attleboro High School.

The Main Office and Corporate headquarters of Bristol County Savings Bank are located on Broadway in Taunton, MA. For additional information please call 508-824-6626, or visit www.bristolcountysavings.com.

Bristol County Savings Bank announces establishment of new Government Finance Department.Read More

Category: Client NewsTag: Bristol County Savings Bank, community banking, personal and commercial banking

DirectBuy of Greater Vancouver donates washer/dryer to Servants Anonymous Society of Surrey.

December 30, 2008 //  by admin

COQUITLAM, BC…

While DirectBuy has made it’s name by giving families the opportunity to buy directly from the manufacturer and save hundreds, even thousands, on home improvement projects, furniture, appliance and many other household items, it’s reputation for generosity also speaks for itself. A fine example of that is DirectBuy of Greater Vancouver’s recent donation of a washer/dryer to Servants Anonymous Society of Surrey.

The Servants Anonymous Society, founded ten years ago, was set up to help sexually exploited young women get their lives back on track by providing secure housing and teaching them life skills. Servants Anonymous’ ASK Centre for Learning is designed to provide each participant with an opportunity to learn the personal and occupational skills required to help them obtain and maintain employment, return to school, and/or raise their children on a full-time basis.

“The Servants Anonymous Society is doing phenomenal work with these young women, many of whom come from very troubled backgrounds,” Peter Ruetz, owner of DirectBuy of Greater Vancouver. “While the retail value of the washer/dryer we donated is about $1800, you really can’t put a dollar value on helping a person get their life back and that’s really what they do at Servants Anonymous.”

That type of generosity is fairly standard for DirectBuy. Showroom owners across North America donate to any number of organizations, and have shown a particular affinity for making contributions to children/family-oriented organizations like Boys & Girls Club, YMCA, children’s hospitals and the Salvation Army.

“One of the keys to helping these young women get their lives back on track is providing them with a safe and clean environment in which to learn life skills. Something as simple as being able to take care of your own laundry can go a long way towards that young woman standing up on her own two feet. DirectBuy’s generous donation will go a long way in helping us help these women,” said Kelly Ferguson, facilities manager at Servants Anonymous Society.

Since 1971, DirectBuy has helped consumers enjoy enormous savings on home furnishings, home improvement items, entertainment and outdoor products, and accessories, by providing an avenue to purchase directly from the manufacturer. With four convenient locations serving the Greater Vancouver area, DirectBuy offers consumers a comfortable, country-club setting, where they finally have the financial control of buying direct.

For more information on DirectBuy, you can visit www.DirectBuyBC.ca. To find out more about Servants Anonymous Society of Surrey, visit http://sasurrey.ca/.

About DirectBuy

Since 1971, DirectBuy has helped hundreds of thousands of families enjoy a better quality of life, enabling them to buy directly from more than 500 manufacturers and their authorized suppliers. Buying direct makes members’ hard-earned money to go much further, while having the selection and choice not available at any retail store. DirectBuy has been serving the greater Vancouver area since 1997. Access to confidential prices, local suppliers, and unparalleled selection helps make members’ dream projects a reality.  It’s a comfortable, country-club setting, where you finally have the financial control of buying direct. The four DirectBuy showrooms serving the greater Vancouver area are part of more than 160 franchise locations throughout North America.

Consumers interested in becoming members may obtain a Visitor’s Pass to attend an Open House by contacting DirectBuy at 604-552-5255, or visiting www.DirectBuyBC.ca. 

Locations of the four DirectBuy showrooms serving the greater Vancouver area are: DirectBuy of Vancouver, 2659 Lillooet St., Vancouver, British Columbia V5M 4P7; DirectBuy of Greater Vancouver, 91 Golden Drive Unit #1, Coquitlam, British Columbia V3K 6R2; DirectBuy of Central Okanagan, #5 2260 Hunter Rd., Kelowna, British Columbia V1X 7J8; and DirectBuy of Greater Victoria, 350B Bay Street, Victoria, British Columbia V8T 1P7.

To learn more about the superior value and benefits of a DirectBuy membership, visit www.directbuycares.com.

About Servants Anonymous Society of Surrey

Servants Anonymous Society (Surrey) began in October 2000 and is incorporated as a BC Registered Society. The SAS Surrey program is designed as an original self-help approach to recovery for female youth. The program provides sexually exploited females with secure housing, life skills and an opportunity to gain their grade 12 education through the ASK Centre for Learning. The ASK Centre for Learning is designed to provide each participant with an opportunity to learn the personal, academic and occupational skills required to help them obtain and maintain employment, go onto further their education, and/or raise their children on a full-time basis.

Servants Anonymous Society, Surrey received the 2008 Award for Excellence given by the Surrey Board of Trade for excellence in service to the people of Surrey. DirectBuy proves to be one more business that strongly endorses the work of SAS.

Servants Anonymous Society (Surrey) is located at 7452 132nd Street, #201, Surrey, BC, 604-590-2304. For more info, please visit http://sasurrey.ca/.

DirectBuy of Greater Vancouver donates washer/dryer to Servants Anonymous Society of Surrey.Read More

Category: Client News, Franchise NewsTag: DirectBuy of Greater Vancouver, Servants Anonymous Society

Old Colony Elder Services Treats Caregivers to a Special “Caregiver Night Out”

December 30, 2008 //  by admin

Old Colony Elder Services (OCES), a private, non-profit Aging Services Access Point (ASAP) that serves Plymouth county as well as the towns of Avon, Easton and Stoughton, recently held a special “Caregiver Night Out” for 30 caregivers.

Caregiver Night Out, which was held in the Great Hall at Halifax Town Hall, enabled caregivers to socialize with other caregivers while enjoying a dinner and a special night of relaxation.

Three self-care practitioners: Joanne Salerno, a Certified Massage Therapist and Reiki Master; Debra Bunszel, a Certified Reflexologist and Reiki Master and Dee Davidson, a Certified Massage Therapist were on-hand that evening and treated each caregiver to Reiki, reflexology and a chair massage.

“Caring for an elderly loved one can be overwhelming, frustrating and exhausting. Caregivers give so much of their time and energy; they rarely stop to take time out for themselves. A ‘Caregiver Night Out’ gives them a special night to rest, enjoy a meal and socialize with others who are experiencing the same caregiver challenges,” explained Diana DiGiorgi, Executive Director of OCES.

According to the U.S. Department of Health and Human Services, more than 50 million people provide care for a chronically ill, disabled or aged family member or friend during any given year.

The typical family caregiver is a 46-year-old woman (who is married and employed) caring for her widowed mother who does not live with her. Approximately 60 percent of family caregivers are women. 17 percent of family caregivers are providing 40 hours of care a week or more (National Alliance for Caregiving and AARP).

To learn more about caregiver support, contact the Family Caregiver Support Program at OCES at (508) 584-1561.

About Old Colony Elder Services

Incorporated in 1974, Old Colony Elder Services (OCES) is one of 27 private, non-profit Aging Services Access Points (ASAPs) in the Commonwealth of Massachusetts.

OCES serves elders, their families and caregivers in the towns of Abington, Avon, Bridgewater, Brockton, Carver, Duxbury, East Bridgewater, Easton, Halifax, Hanover, Hanson, Kingston, Lakeville, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Rockland, Stoughton, Wareham, West Bridgewater and Whitman.

The organization’s mission is to provide services that support the dignity and independence of elders by helping them maximize their quality of life; live safely and in good health; and, prevent unnecessary or premature institutionalization.

The agency has 130 employees and operates more than 12 programs serving elders, their families and caregivers. For more information call (508) 584-1561 or visit the new website at www.oldcolonyelderservices.org.

Old Colony Elder Services Treats Caregivers to a Special “Caregiver Night Out”Read More

Category: Client NewsTag: caregiver, OCES, Old Colony Elder Services

Score! What business owners need to know about obtaining financing in tough times.

December 30, 2008 //  by admin

MIDDLEBOROUGH, MASSACHUSETTS…

Despite all the doom and gloom talk surrounding economy, bailouts, foreclosures, soft real estate markets and the like, attaining a line of credit is still a viable option. According to Itamar Chalif, president of Atlantic Capital Solutions (ACS), the “score” on getting a line of credit for your business still may come down to one thing: your credit score.

“We work with businesses large and small in helping them secure Financing needed to grow their business such as working capital, capital improvement and more. The one thing we’ve noticed over the last several months is that while it’s true banks may be hesitant to issue mortgages and want 10 to 20 percent down payment, unsecured lines of credit up to $100,000 are still readily available if you have been in business more than two years and have a good business and personal credit score.”

To that end, Atlantic Capital Solutions recommends several ways to improve your credit scores, including:

  •  Paying your bills on time – being late as much as one time on a bill can have a negative effect on your credit score. If your overall credit situation is marginal than one bill being 31 days past due may break the deal.
  • Limiting your revolving lines of credit; lenders like to see you have the discipline not to extend your credit lines, that you “do not need the money” so to speak.  Remember lenders like to lend money to people who know how to use it, but do not need it.
  • Bringing the balance on your credit cards to 50 percent of the credit line or less. Having one credit card with a $10,000 limit and $9,000 balance will impact your credit score far more than three credit cards with a total credit limit of $30,000 and a balance of $5,000 on each.
  •  Keeping lines of credit separate from your partner or spouse – whether it’s financing a car, obtaining a credit card or conducting any transaction that involves borrowing money; if possible do not sign jointly on the account.
  • Owning a home – to lenders, home ownership represents stability from a character standpoint and from a practical standpoint. People who rent a home do not have an anchor to hold them in one place if things go wrong. People with a home typically will fight harder to make things right and it is much harder to pick up and leave when you have to sell a home. From a character standpoint, it shows you are invested, figuratively and literally, in the place where you live.

Adds Chalif, “While planning and credit scores play a major role in obtaining lines of credit, so does the key component of any transaction—the lender. Many small business owners get locked into the mindset that their bank is the only place they can turn to for a line of credit. So, if their bank turns them down, they stop trying. Or worse, use their retirement savings or equity in their home to fund capital improvements for their business. In times like this, that’s a recipe for disaster.” 

ACS offers small businesses a number of solutions to getting financing, including:

  • New and used equipment leasing/financing
  • Small Business Administration (SBA) options
  • Non SBA solutions for start-up businesses
  • Commercial mortgages
  • Terminal Rental Adjustment Clause (TRAC) leases
  • Lines of credit
  • Working capital loans
  • Business acquisitions
  • Factoring (accounts receivable funding)

Offering professional, one-on-one service, ACS helps small businesses sift through the fine print that goes along with many financing options so that the best interest of the business owner is protected.

Based in Middleboro, Massachusetts, ACS works with clients locally and nationally, including:

  •  Business owners, controllers, CFOs and other decision-makers.
  • Entrepreneurs contemplating the purchase of a business, franchise or start-up.
  • Equipment vendors

For more information about Atlantic Capital Solutions, Inc. and its range of services, you can visit http://www.AtlanticCapitalSolutions.com or call 508-718-5520 to set up a complimentary initial consultation.

About Atlantic Capital Solutions

Atlantic Capital Solutions has helped business owners, entrepreneurs, CFOs and other decision-makers find the right financing option for their organization. ACS works with a broad spectrum of lenders and institutions and is therefore able to offer a variety of customized programs for its clients, including: new and used equipment leasing/financing; commercial mortgages; Terminal Rental Adjustment Clause (TRAC) leases; lines of credit; working capital loans; business acquisitions; and more. For more information about Atlantic Capital Solutions and its range of services, you can visit http://www.AtlanticCapitalSolutions.com or call 508-718-5520 to set up a complimentary initial consultation.

Score! What business owners need to know about obtaining financing in tough times.Read More

Category: Client NewsTag: capital improvement financing, credit score, line of credit

Ring in the New Year Right – South Shore Skin Center offers Beauty on a Budget

December 30, 2008 //  by admin

Ring in the New Year right, without breaking the bank. Recognizing tighter budgets, South Shore Skin Center, one of the most progressive dermatology practices in Massachusetts with offices in Plymouth and Cohasset, is offering a special discount on Botox® treatments.

Botox® is used to treat lines around the eyes, frown lines between the eyes, and lines on the forehead that often appear with age. Botox® works by relaxing the muscles that contract to form these lines, creating a smoother appearance in the treated areas.

Throughout the month of January, new and established patients of South Shore Skin Center may “lock-in” special pricing on Botox®. Patients will receive one free Botox® treatment with the advanced purchase of three Botox® treatments. Pre-payment is required and patients must sign up for the treatments by January 31st in order to receive one free treatment. This offer cannot be combined with other offers.

“The demand for cosmetic treatments such as Botox® and fillers has so far remained high despite the economy. As a thank you to patients, we’re offering ‘recession pricing’ in a sense on Botox® treatments which they can lock-into at the beginning of this year,” noted Dr. Richard Eisen of South Shore Skin Center.

South Shore Skin Center

Founded in 1984, South Shore Skin Center is one of Massachusetts’ most progressive dermatology practices offering a wide range of medical, surgical and cosmetic services.

South Shore Skin Center’s cosmetic services include Fraxel re:pair and re:store; Gentle YAG, innovative Laser, IPL (Intensive Pulse Light), Thermage and treatments for age spots, acne scarring, birth marks, tattoos and more. The practice also offers a full range of affordable anti-aging services including Botox®, wrinkle fillers, Microdermabrasion, laser skin resurfacing and chemical peels.

South Shore Skin Center offices are located at 223 Chief Justice Cushing Highway, Suite 202 in Cohasset, Mass. (781) 383-3340, and 45 Resnik Road, Suite 102 in Plymouth, Mass., (508) 747-0711. For more information, visit their website at www.southshoreskincenter.com.

Ring in the New Year Right – South Shore Skin Center offers Beauty on a BudgetRead More

Category: Client NewsTag: Botox®, Dr. Ramzi Saad, Dr. Richard Eisen, South Shore Skin Center

J.P. Licks Donates Proceeds from Veterans’ Day Promotion to New England Shelter for Homeless Veterans

December 29, 2008 //  by admin

J.P. Licks, the homemade ice cream café with eight shops in and around Boston, has donated $1,300 in proceeds from a Veterans Day promotion to the New England Shelter for Homeless Veterans (NESHV) in Boston.

In remembrance and support of veterans on Veterans’ Day, J.P. Licks offered patrons at each of their stores a cup of coffee for $1, which was then donated to NESHV.

“We wanted to honor and give back to those who have served us and our country. This the first time we have run this promotion and we’re very pleased with its success,” noted Vince Petryk, founder of J.P. Licks. “We will be looking into doing a similar promotion to support the troops next year.”

Stephen Cunniff, Director of Community Affairs at NESHV noted, “We appreciate J.P. Licks’ support and friendship.”

The NESHV is located at 17 Court Street in Boston. For more information, visit neshv.org. Visit jplicks.com for store locations and hours.

Best of Boston and Beyond

For more than 25 years, J.P. Licks has been serving homemade ice cream and other specialties in their eight Kosher-certified shops in and around Boston. Locally owned and operated, J.P. Licks has won many awards over the years for their intensely-flavored homemade ice cream and frozen yogurt. Most recently, J.P. Licks was named “Best of Boston” and “Best Location – Jamaica Plain” by Boston Magazine and also made WBZ’s “A-List” for the second year in a row. Known for their high quality, scrumptious treats and their knack for “treating people right”, J.P. Licks was named Greater Boston Chamber of Commerce’s “Small Business of the Year”.

In addition to their frozen creations, J.P. Licks roasts their own fair trade and organic coffee beans on-site at their Jamaica Plain store, which ensures the best and the freshest, full-bodied cup of coffee around. Decadent hand-packed ice cream cakes as well as breakfast & ice cream sundae catering are also available.

Visit the website at jplicks.com for more information.

J.P. Licks Donates Proceeds from Veterans’ Day Promotion to New England Shelter for Homeless VeteransRead More

Category: Client NewsTag: J.P. Licks, NESHV, New England Shelter for Homeless Veterans

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